Mercado Inverancia business liquidity analysis dashboard with artificial intelligence

Optimizing your liquidity through data intelligence

Mercado Inverancia analyzes your company's idle capital with predictive models and reduces the risk of each financial decision, without replacing your judgment.

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Public performance records Community validation of each model Designed for Spanish SMEs
The cost of inaction

Capital that does not work has a cost, even if it does not appear in any statement

Many SMEs keep part of their cash frozen out of caution or lack of time to analyze alternatives. That surplus silently loses value in the face of inflation and untapped opportunities.

From data to decision

Mercado Inverancia converts cash movements, billing cycles and the financial history of your business into concrete recommendations. Manual analysis that previously took days is reduced to minutes, without requiring prior technical knowledge.

Estimated idle capital 18.4%
Average manual analysis time 6 hours / month
Suggested optimization progress
How it works

An auditable process, from data ingestion to execution

Each recommendation goes through four verifiable stages. No decision is made automatically without your agreement.

1

Data ingestion

We securely connect your financial and treasury sources to build an up-to-date picture of your available liquidity.

2

Predictive modeling

Predictive models process historical and market patterns to estimate risk and profitability scenarios adjusted to your profile.

3

Community validation

Before being published, each model is reviewed by a network of users and analysts who contrast its assumptions and historical results.

4

Assisted execution

You receive the recommendation with its justification. The final decision and execution remain under your control at all times.

Features

Capacities designed for the daily management of an SME

Each module is designed to reduce analysis time and risk exposure, without adding operational complexity.

Real time analysis

View the status of your liquidity and identified opportunities as your financial data is updated, without waiting for monthly reports.

Risk score

Each recommendation includes a clear risk score, calculated from historical and market variables, to facilitate comparisons.

Automated reports

Receive periodic summaries ready to share with your accountant or partners, reducing manual report preparation work.

Portfolio diversification

The system proposes to distribute the surplus among different low and medium risk instruments, favoring scalability without concentrating exposure.

About the platform

A tool built together with those who use it

Mercado Inverancia was born to give small and medium-sized businesses access to the same type of data analysis that was previously only available to large financial departments. The models are continually reviewed and the results are documented.

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Mercado Inverancia team reviewing financial analysis models
Transparency

Verified results, not promises

Each recommendation issued by the platform is recorded with its date, its justification and its subsequent result. This history is publicly searchable.

Each suggested decision is audited after being executed.

We do not publish unsupported projections. We publish what actually happened, including periods of more modest performance, so that you can evaluate the consistency of the system before relying on it.

View performance logs
Frequently asked questions

Common doubts before starting

These are the questions that small and medium business owners ask us most during the first conversations.

How is my company's financial data protected?

The data is processed in accordance with the General Data Protection Regulation and the applicable Spanish regulations. The information is used exclusively to generate your own analysis and is never shared with third parties without your express authorization.

Do I lose immediate access to my liquidity if I follow a recommendation?

No. The recommendations prioritize instruments that maintain a degree of availability appropriate to the profile of your business. You review the liquidity conditions of each proposal before deciding.

What happens if artificial intelligence makes mistakes?

No predictive model eliminates risk completely. That's why each recommendation is accompanied by your risk score and community validation history, and the final decision is always up to you.

Start optimizing your surplus today

Request a demo and review with our team how predictive models and verified performance records would apply to your company's specific situation.